Freedom Gold: 
Members share eligible medical costs up to $125,000 per membership per year. This program includes access to Freedom Value. All eligible expenses are subject to the Sharing Guidelines and sharing begins after participants fulfill their Annual Unshared Amount (AUA)*.
*The Annual Unshared Amount (AUA) equals the amount that you are soley responsible for before sharing begins. 
Higher AUA Option-Lower Medical Contribution:
$1350 for single/$2700 non-single and may qualify for a Health Savings Account. 
Freedom Value includes wellness services, pharmacy discount program, Teladoc (telemedicine services) and our Preferred Provider Organization(PPO).
A separate monthly admin charge of $48 for Single and $52, for Family goes direct to the administrator.
Freedom Platinum: 
Members share eligible medical costs up to $1,000,000 per membership per year. This program includes access to Freedom Value. All eligible expenses are subject to the Sharing Guidelines and sharing begins after participants fulfill their Annual Unshared Amount (AUA)*.
Lower AUA Option-Higher Medical Contribution:
$700 for single/$1,400 non-single