Costs in Which Members Share

Expenses Not Shared

Members Share These Types of Costs

See Cost Sharing Guidelines for a complete list of shared and unshared costs.
*A medical expense eligible for sharing must exceed an Annual Unshared Amount (AUA) of $700 for a single, $1,400 for a couple or family or if  the higher Annual Unshared Amount (AUA) was selected then medical expenses exceeding $1,350 for a single and $2,700 and is calculated upon each member's enrollment date until their next annual renewal date.
• Bills incurred over the Single, or Non-Single/Family Annual Unshared Amount(AUA)*
• Inpatient or outpatient hospital treatment or surgery for a medically diagnosed condition
• Doctor’s visits related to each medical incident over the AUA & limited preventive procedures
• Tier 0, 1, 2 and 3 prescriptions used for hospitilization and for the 45 days following each related medical hospitilization
• Physical therapy and home health care, as limited by the Sharing Guidelines
• Limited sharing for pre-existing conditions for the first 13-36 months of participation
• For a complete list of what is allowed see cost Sharing Guidelines.
Medical costs are shared on a per person basis, for illnesses or injuries incurring medical expenses when treated by physicians, urgent care facilities, clinics, emergency rooms, or hospitals (inpatient and outpatient).
• Dental/vision services or procedures
• Tier 1-4 or other prescriptions or drugs
• Medical costs that fall below the Single, or Non-Single/Family (AUA)*
• Expenses other than accidents, acute illness, or injury within the first 60 days of membership.
• Any medical expenses incurred for medical problems, for which the applying member(s) does not divulge at the time of application
DISCLAIMER: This program is not an insurance company or product. Freedom HealthShare™ is recognized sharing ministry. Freedom HealthShare™ does not guarantee or promise that your medical bills will be paid. Sharing members' medical contribution amounts are not assignable by any member to any provider. Member sharing is totally voluntary. As such, this program should never be considered as a substitute for an insurance policy. Whether you receive payment for medical expenses and whether or not this program continues to operate, you may be liable for any unpaid bills or for amounts that exceed a negotiated allowed amount and/or a PPO agreement amount for services outside of the PPO network. For ease of understanding the term Annual Unshared Amount (AUA) will be used in place of the word "deductible" in the Sharing Guidelines. ‎ HealthSharing Services LLC DBA Freedom HealthShare™ Services administers the Ministry programs.